Final Expense
Updated: Apr 4, 2020
You can only buy life insurance when you don't need

Because debt is a burden, not a good memory.
Final Expense
Although most people hate thinking about end-of-life problems, preparing for them is important. Having a decent life insurance policy for final expenses will zap some fear away. Expenses associated with a loved one's funeral, such as caskets, hearse, headstone, embalming, etc., may have a major financial effect on those you love. Final expense life insurance can protect your loved ones from having to pay this cost out of pocket. Your family may be frustrated by all the thinking, energy, and trouble that comes up with the money to cover your funeral and associated costs. Do not do it to them. Give them the tools they need to take care of without thinking about the end-of-life expenses.
Why do I need it?
You may be concerned about how you'll pay for final expense policies, just think of how much your relatives will stress when they're looking at a potential bill of $10,000 or more to cover all of your end-of-life expenses. That's just not the best thing for them to think about best after you have died. They don't think it is fair.